It's more a case of NOT having faith in what is nothing more than a speculative dismissal of an unknown than of having faith in that unknown. You are condemning them based on what you think might be the case. I am reserving judgement.
I don't consider the "trying to one up" as an insult, per se, but given the sentence that contained it, it is clearly what you are accusing me of doing in my reply to you. If you don't want me to read it into your post, try not putting it there in the first place.