In reply to Smiler
Well Natwest contacted me when I complained about trying to access their site with FireFox on RISC OS and then IE8 on a PC. The guy explained kinda what you are saying about security and testing, I said its stupid if I have to get another browser ( O2 on RISC OS ) to ' pretend ' to be IE5 !
He went on and on about security and that they do more testing compared to other banks. This was after I explained I can use various browser O2,FireFox and Netsurf on different banks.